Class A banks require minimum paid-up capital of approximately $10 million. Under the Basel III Large Exposure framework mandatory from January 2026, your capital base also determines your maximum single-counterparty exposure, which is capped at 25% of eligible capital. A bank with $20 million in eligible capital therefore has a $5 million large exposure limit. Prospective applicants should engage a BMA-approved advisor to structure their capital base appropriately before filing.